Blue Ocean is well-positioned to help advisors integrate estate and asset protection strategies for high-net-worth clientele through the expanded life insurance coverage and benefits of Premium Financing.
Attract clients through the many potential benefits of premium financing
- Reduces the large up-front payment to an insurance company
- Secures necessary coverage without liquidating assets or reallocating capital
- Avoids the payment of high out-of-pocket premiums
- Reduces or eliminates the estate tax
- Reduces the amount of gift tax on an estate
- Allows for a single payment plan to cover all insurance coverage